ATX™ 2019

Bank Product Fees

There are several fixed, optional, and adjustable fees associated with most bank products. These fees are defined in the bank product that is attached to the return.

Bank Fee

This is the fee the Processor charges to process the bank product. This fee will be taken out of the taxpayer's refund and will be retained by the Processor.

To identify the fee for a bank product:

Open the return with the bank product.
Click the form tab for the bank product application.
At the bottom of the form, click the Projected Fee tab.

The Projected Bank Fees are listed at the top of this worksheet.

Tax Preparation Fee

This is the fee charged by the ERO for preparing the tax return. This fee is set by the ERO and will be taken out of the taxpayer's refund. The bank products processor (the Processor) will deposit this fee into the ERO's bank account.

The Processor may set limits to the amount you can charge in conjunction with their products. Do not change the amount of this fee after it has been established with the Processor. Doing so could result in a temporary loss of your Approved status with the Processor, leaving you unable to process their product(s) in the interim.

Transmission Fee

This is the fee charged for each taxpayer’s approved Federal bank product application transmitted through the electronic filing center. Please view your fees on the Support website to see the amount of this fee. This fee will be taken out of the taxpayer's check and will be sent to Wolters Kluwer.

State Transmission Fee (if applicable)

This fee is the amount CCH SFS charges for each taxpayer’s bank check or direct deposit for all approved state bank product applications transmitted through the electronic filing center. Please view your fees on the Support website to see the amount of this fee. This fee will be taken out of the taxpayer's refund and will be sent to Wolters Kluwer.

Electronic Filing Fee (if applicable)

This is the fee the ERO charges the taxpayer to electronically file the return. This fee is set by the ERO and will be taken out of the taxpayer's refund. The Processor will deposit this fee into the ERO's bank account.

Bank Technology Fee

This is the fee charged by the bank, so it is essentially a bank service charge. Out of this money, Electronic Return Originators (EROs) may receive a percentage for every bank product provided.

Service Bureau Fee (if applicable)

This is an optional fee set by a main office that has multiple sub-offices. The service bureau fee is set or charged by a main office to its sub-offices. The main office sets the fee during ERO enrollment and is paid to the main office by the bank.